借条 (jiè tiáo): IOU (Noun) — Meaning & Stroke Order

It's better to write an IOU when borrowing money, as it's safer.

Could you please confirm whether the repayment date on this IOU is accurate and correct?

Because I trusted the other party too much at the time, I did not ask him to provide any written IOU.

He carefully read the terms on the IOU to make sure no details were missed.